FBCLID 2 Flood Insurance Discount
As of April 1, 2025, residents of Fort Bend County Levee Improvement District No. 2 (FBCLID 2) are eligible to receive up to a 20% discount on flood insurance policies issued by the National Flood Insurance Program (NFIP). In 2021, the Federal Emergency Management Agency (FEMA) implemented Risk Rating 2.0 (RR2.0) and changed how NFIP flood insurance rates are calculated for your home and property. However, when FEMA implemented RR2.0, FBCLID 2 residents were not receiving the same flood insurance discounts that were applied in other parts of Sugar Land. The City of Sugar Land participates in the NFIP Community Rating System (CRS) and currently holds a rating of Class 6, with a discount of up to 20%. After several years of coordination with FEMA, the State of Texas, and the City of Sugar Land, FBCLID 2 residents will finally benefit from this NFIP discount program.
Please note that the CRS discount only impacts policies that started on or after April 1, 2025, and policies started prior to April 1 will include the CRS Discount at renewal. When renewing your flood insurance policy, please check the “NFIP Community Number”; in Sugar Land and FBCLID 2, it should read “480234”. Should your policy indicate something other than the “Class 6” rating, and your property is within the Sugar Land city limits, please call your insurance agent in order to correct the error. The formal NFIP notification from FEMA is posted for reference.